High risk drivers are not really a good applicant for any insurance company. Well it is true that the insurance companies would find anyone with bad driving record to be a risky one who would definitely have a claim. But even being a bad driver you just cannot do without a car and you will need a car insurance. So what can you do to get one? You can apply for the specially designed cheap car insurance for high risk drivers. Well, it may not be the brightest idea to get this coverage but when you have Due charges and other things that prove that you are a risky driver, all you can do is try getting a cheap auto insurance for high risk drivers.
It is seen that mainly the teenagers or middle aged drivers with drinking problems get bad driving records. But if you have changed and are determined to drive safe from now on wards then you can prove your point at your DUI or other bad driving charges and get an acquittal. While the average car insurance rates for teenagers are low, a risky teenage driver cannot get as low an insurance as the usual one. It will be much higher since you do not provide a favorable condition for getting a car insurance. You may get rejections at first but if you are patient an determined and try all the insurance companies online, you may get lucky and have a coverage for your car.
While you are searching for one of these car insurances you may also try applying for a cheap auto insurance with no down payment. Sometimes the insurance companies consider offering a no down payment car insurance if they think it is feasible. But maybe it would not be possible if you have a recent bad driving charge and the case is still in court.
If you are looking for more information then you can search online or visit the website monthtomonthcarsinsurance.com. This website has all the information on the car insurances especially given to the high risk drivers. You will know the pros and cons of acquiring these car insurance.