How To Get Cheap Non Owner Car Insurance Coverage?

There are actually a number of people, who have valid driving license and they drive occasionally. Therefore, they don’t purchase or lease any vehicles. Usually these people use public transportation, or ride bicycle or take walk to the destinations. But this never means that they will never drive.

Sometimes, they may need to borrow their friends’ cars for any occasion or rent vehicles for pleasure or business. Or maybe they are thinking of getting cars in future and also want to avoid terminating their vehicle insurance coverage to remain constantly insured and receive some lower premiums. But, the gaps in the vehicle insurance coverage may signal that the person is a high risk driver and they have to pay higher premiums to renew their coverage. So, in this case, getting non owners auto insurance quote is beneficial.

Cheap non owner car insurance coverage is a kind of vehicle insurance, which offers property damage and liability coverage to one while the person drives even if he/she doesn’t own any vehicle. So, in case the driver meets with accident with other driver and found to be at fault, the non owner same day car insurance online policy will shield the person from lawsuits like as the normal liability policy. On the basis of the place or state where the driver lives, he may need to have the minimum limit of coverage needed by the state to make the policy legal. As for the price, this type of policy generally costs 5-15% less than a usual policy purchased by people, who own their vehicles.

The biggest difference between the personal auto policy and the non-owner vehicle insurance policy is that the non-owners policy is a third party coverage and it also offers both first and third party coverage. On the other hand, non owner vehicle insurance offer coverage only for the named insured. No other drivers can be listed on this policy. Besides, this policy also doesn’t offer physical damage coverage to the policy holder.

To get more information on car insurance quotes for new drivers, you can consider paying a visit to www.monthtomonthcarsinsurance.com.